Have You Heard……?

Key Benefit ConceptsOPEB, Services

Key Benefit Concepts has had the opportunity to speak at conferences across the country. We have spoken on topics such as post-employment valuations (OPEB 101), post-employment trusts, recordkeeping in the business office, HIPAA, when is a gift a gift and many other topics. If you have heard Key Benefit Concepts speak on a topic you love and would like us …

A Culture of Wellness

Key Benefit ConceptsServices, Standard

Key Benefit Concepts (KBC) is an actuarial and employee benefit consulting firm who has designed personalized benefit programs relating to wellness for our clients.  When addressing employee benefits, wellness is an important factor to an overall comprehensive benefit program.  Healthy employees are typically more focused, conscientious and hard-working. So, at KBC we practice what we preach!   Our program is referred …

Decrement Rate Assumptions – How are they Determined?

Key Benefit ConceptsActuarial, Services

How are they determined? As discussed in a previous post (Decrement Rate Assumptions – What are They?), the background and definition of decrement rate assumptions were established. However, you may be wondering how do we determine the probability of these decrements? Because we serve public employers, their employees are members of a state pension plan. For Wisconsin, this is the …