Key Benefit Concepts

Your Key to Actuarial Expertise

Actuarial Services

We offer actuarial services such as OPEB actuarial valuations, HRA/ 403(b) post-employment benefit record keeping, GASB 74/75 retiree healthcare valuations, funding and budget projections and more.

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Benefit Consulting

KBC has a number of benefit consulting services such as design and restructuring active and post-employment benefits, employee communications, benefit plan consulting and wellness consulting.

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HIPAA Compliance

Take a look at our wide variety of HIPAA services, including establishing policies and procedures, step-by-step HIPAA training, HIPAA webinars and templates and more.

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How Can We Help You?

Government Agencies

Post-employment valuations, cost impacting & cash flow determinations, self-funding plan reserves, regulatory compliance services

School Districts

Post-employment valuations, employee benefit design, implementation & communication, regulatory compliance services

Corporate / Business

Cost impacting and cash flow determinations, plan design coordination, employee benefit design, implementation & communication

Strengthen Your Employee Benefit Plan With Key Benefit Concepts

Key Benefit Concepts, LLC is an Actuarial and Employee Benefits Consulting firm located in Wales, Wisconsin. We specialize in assisting public and private employers in the evaluation, design implementation, and communication of their benefit programs.  We provide unbiased, unique, and innovative solutions to employee benefit issues.

KBC News & Events

Browse our news and resources for the most up to date information about GASB regulations, changes in valuation processes, details about speaking engagements and much more!

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Learn Our Story

Listen to a greeting from Linda Mont, Managing Member, and then click the button below to listen to more of Linda's short audio messages highlighting the advantages to each of our services.

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More About KBC

As actuaries, we have extensive training in statistics, insurance, accounting, and finance as it relates to post-employment benefits.  We understand the drivers of healthcare and have developed strategies to help employers tackle tough financial and regulatory issues they face in today’s constantly changing benefit landscape.

Our Goal

We go the extra mile to help employers structure their benefit programs to meet both their financial needs and overall long-term objectives, while providing life-enriching benefits to their employees’ and their families.  We also strive to provide tools, technology and expert assistance to help clients be more efficient and compliant.

Our Mission

Our mission is to deliver unbiased, unique and innovative opportunities and solutions for employee benefits.